True Cost of Owning a Home

I originally set out to write about why owning a home is not an investment and should be looked at as a luxury over other places you could live, like a normal apartment. When I started to dive into intense calculations I realized with so many variables its not so clear cut. So I’ve decided… Read More

Elio motors – The Reverse Trike You Can Use All Year Round. I’ve been eying this little startup with much skepticism for the past couple years and lately it appears they may be getting somewhat close to actually producing a vehicle people can buy. Short review on the Elio. First I wanted to pepper in… Read More

How to Hypermile

Since I’ve been driving, I’ve always had two drivers in me. The side that wants to feel the quick acceleration with my foot welded to the floor and the part of me that wants to maximize efficiency and get the best MPG. Over the years I’ve played with different hypermiling techniques and have noticed various degrees… Read More

One of the things I have decided to do recently is donate time to local small businesses. I have acquired quite a bit of web development/programming skills over the years, but my skills have become a little dull over time with rare use. I did a little C++ and matlab in college. Worked in C… Read More

Sold the ZX2

Among my many faults, I have a laziness or disinterest in dealing with people I don’t know. My brain would rather donate items or sell a car cheap to a dealer quick than try to sell for closer to actual value. So far I have been mostly able to bury that laziness and get myself… Read More

I wanted to take a break from talking about finances and investing and write about one of my hobbies today, Brewing beer. Brewing beer, an incredibly complex process engineers tend to love. Other fermented beverages like wine, cider or mead seem to be more of an art-form where the final product is somewhat out of… Read More

    Why am I really saving and investing all this money? It’s all about the “F-You money”. If you’re still stuck on the notion of retirement equals never working another day in your life and don’t understand why you might want to save and invest as much of your income as you can than this post… Read More

Years ago when I was trying to first learn about investing I was like many, afraid of the market. Put your hard earned money in the market’s black box and see if there’s any left later. I looked into precious metals and bonds. savings accounts. Most precious metals that are used as investments are separate… Read More

I wanted to share some of my thoughts on debt, investing and taxes. debt and investing is a very personal thing to most people and there is no real right or wrong answer. Many people, me included, just hate any kind of debt, even though some may be willing to take out a $20k loan… Read More

If you peruse other popular early retirement blogs this may sound old hat, for the rest of us it’s time to understand the difference between frugal and cheap as you make your way towards building real wealth.’s definition of the two: Frugal – “economical in use or expenditure; prudently saving or sparing; not wasteful”. Cheap –… Read More